Notarizing mortgage and loan documents

FAQ for Notarizing Mortgage and Loan Documents

What is notarization?

Notarization is a process where a notary public verifies the identity of a signer and witnesses the signing of a document. The notary then adds their official seal or stamp to the document as proof of its authenticity.

Why do I need my mortgage or loan documents notarized?

Mortgage and loan documents are legal agreements that require notarization to ensure their legality and authenticity. Notarization also helps prevent fraud and forgeries.

Who can notarize my mortgage or loan documents?

In South Africa, only a notary public or commissioner of oaths can notarize mortgage and loan documents.

How do I find a notary public or commissioner of oaths?

You can search for a notary public or commissioner of oaths in your area online or through your local government or law society.

What documents do I need to bring to the notary public or commissioner of oaths?

You will need to bring the original mortgage or loan documents, a valid form of identification, and any other documents the notary public or commissioner of oaths may require.

How much does it cost to notarize my mortgage or loan documents?

The cost of notarizing mortgage and loan documents varies depending on the notary public or commissioner of oaths. It is best to inquire about the cost before booking an appointment.

Can I notarize my mortgage or loan documents online?

No, in South Africa, notarization must be done in person by a notary public or commissioner of oaths.

In South Africa, notaries public are legal professionals who specialize in the authentication and certification of documents, as well as the drafting and execution of certain legal instruments. The governing legislation for notaries public in South Africa is the Notaries Act of 1997. This act regulates the appointment, qualifications, and duties of notaries public. The South African Law Society, which represents attorneys, is responsible for the regulation and oversight of notaries public. To find more information about notary public laws in South Africa and the South African Law Society, you can visit the following links:

1. Notaries Act: https://www.justice.gov.za/legislation/acts/1997-016.pdf
2. South African Law Society: https://www.lssa.org.za/